Lowest Mortgage Rates in Syracuse: November 2011

Lowering home values throughout the country, as well as here in Syracuse, are making today a great time to purchase a home at an affordable price. However, the price of the building isn’t the only number you should think about. Mortgage rates in Syracuse will also have a big impact on how much you pay for your new home.

If you’re considering buying, ensure you take the time to get the lowest possible mortgage rate first. We’ve listed the local Syracuse lending institutions with the very best interest rates on home loans right now. Find out if there’s a great deal near you.

Current Best Mortgage Rates in Syracuse, NY

Different mortgage types are going to offer different mortgage rates, but no matter what type of loan you choose, there’s bound to be a great deal in Syracuse. Below are the lowest mortgage rates offered by local Syracuse lenders today for a variety of home loan types.

Best 15-Year Fixed Mortgage Rates in Syracuse

• JPMorgan Chase Bank, National Association: 2.63%
• • No Orig. Fees
  • Points: 0.25


• Manufacturers & Traders Trust Company: 3.25%
• • No Orig. Fees
  • Points: 0


• State Employees Federal Credit Union: 3.25%
• • Orig. Fees: 1%
  • Points: 0

Lowest 30-Year Fixed Mortgage Rates in Syracuse

• JPMorgan Chase Bank, National Association: 3.5%
• • No Orig. Fees
  • Points: 0


• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• Alliance Bank, National Association: 4.13%
• • No Orig. Fees
  • Points: 0

Top 3/1 ARM Syracuse Mortgage Rates

• Community Bank, National Association: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Empower Federal Credit Union: 3%
• • Orig. Fees: $500.000
  • Points: 0
  • Caps: 2% per Adjustment Period


• Pathfinder Bank: 3.25%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates in Syracuse for a 5/1 ARM

• Bank of America, National Association: 2.5%
• • No Orig. Fees
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Manufacturers & Traders Trust Company: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• KeyBank National Association: 2.92%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Please note that these rates are accurate as of November 2011, but are subject to change at any time. Additionally, borrowers may be subject to additional requirements and credit approval in order to receive the lowest advertised rate. Please contact individual lenders to verify rates before applying for a loan.